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  • Historic Minnesota bank with a scandalous past is transformed into glamorous $499,000 home

Historic Minnesota bank with a scandalous past is transformed into glamorous $499,000 home

A historical Minnesota bank that was turned into a one-of-a-kind home is on the market after undergoing a two year transformation.

A historical Minnesota bank that was turned into a one-of-a-kind home is on the market after undergoing a two year transformation. 

This unique property still has the original exterior of the Park State Bank built in 1918. But the interior has been renovated into a sleek family home with some of the banks distinctive features incorporated into the design.

Located in Duluth, the home is up for sale for $499,000. 

Andrew Holperin and Jennifer Jackl, a Minnesota couple who spend most of their time renovating houses, took on this project in 2022 when residential property prices skyrocketed, according to The Minnesota Star Tribune

Jackl told The Minnesota Star Tribune: There was an immediate spark and vision. 

A century-old bank building has been renovated into a home while keeping some of its original details

A century-old bank building has been renovated into a home while keeping some of its original details

Andrew Holperin and Jennifer Jackl took on this project in 2022 when residential houses became too expensive

Andrew Holperin and Jennifer Jackl took on this project in 2022 when residential houses became too expensive 

When the bank presented itself, it felt like it was meant to be. We looked at each other and said, "We can handle this."

Connected to what used to be the banks lobby, the home has an open-concept kitchen and living area featuring rich emerald green walls and furniture that ties into the spaces wooden and marble features. 

There are five bathrooms and one bedroom - a ratio digg.com describes as a little off - in the bank turned home. These rooms have a modern feel to them, with navy blue, grey and white furniture and walls.  

The house still has a vault of safe deposit boxes from the Park State Bank

The house still has a vault of safe deposit boxes from the Park State Bank 

The homes main space has emerald walls, wooden floors and a marble countertop

The homes main space has emerald walls, wooden floors and a marble countertop 

Two wooden mezzanines, balcony-like areas that have a view of the floor below, overlook the homes main area.

Jackl told The Minnesota Star Tribune: It felt like a lot of wasted space with the ceiling being so high. So we thought we should build the loft areas to utilize more space.

Outside, the 2,530-square-foot property has a spacious parking lot.

Even though the buildings function has changed, some of the banks original stand-out features remain.

A metal vault door opens to reveal an emerald-painted room of golden safe deposit boxes

A metal vault door opens to reveal an emerald-painted room of golden safe deposit boxes

Park State Bank is one of the oldest family-owned banks in Minnesota

Park State Bank is one of the oldest family-owned banks in Minnesota

The home is still as secure as a bank, with a bulletproof glass overlook and concrete walls on the outside. Its original 12-foot windows also remain, as Jackl envisioned. 

Fully intact vaults were preserved during the renovation. 

A metal vault door opens to reveal an emerald-painted room of golden safe deposit boxes. 

The gated door up against the wall, seemingly removed from its original spot, reads customer vault.

The house has two wooden balcony-like areas that have a view of the floor below

The house has two wooden balcony-like areas that have a view of the floor below

The couple wanted to modernize the building without taking away too much of its integrity

The couple wanted to modernize the building without taking away too much of its integrity

A white drinking fountain from the bank also remains. 

The bank was in terrible condition when Holperin and Jackl bought it for $205,000. It has peeling paint and carpet glued down on its original floors, according to The Minnesota Star Tribune. 

The couples goal when it came to this renovation project was to maintain the banks integrity: to find a way to modernize the space and make it livable without taking away its character.

The property has a spacious parking lot and the buildings exterior has bulletproof glass

The property has a spacious parking lot and the buildings exterior has bulletproof glass

The home has sleek five bathrooms with navy blue accents

The home has sleek five bathrooms with navy blue accents 

Park State Bank is a community bank based in Minnesota, according to the banks official website

It is one of the oldest family-owned banks in the state, according to Business North

It was founded by the Lewis family in 1916, just two years before the Duluth location was built. 

The home has an office and library off of the mezzanines

The home has an office and library off of the mezzanines

Despite having multiple bathrooms, the property only has one bedroom

Despite having multiple bathrooms, the property only has one bedroom 

In 2015, the Duluth location was under fire for unsafe or unsound banking practices, according to the Pioneer Press.

The bank was facing problems with settling outstanding loans from borrowers. At the time, 47 other Minnesota banks were facing similar issues and had to operate under consent orders.

Despite denying wrongdoing and instability, the bank was evidently in a fragile state. In 2010, they had a net loss of $680,000. 

The lobby area was preserved and painted emerald, matching the homes interior

The lobby area was preserved and painted emerald, matching the homes interior 

Even though the buildings function has changed, some of the banks original stand-out features remain

Even though the buildings function has changed, some of the banks original stand-out features remain

In 2021, shortly before Holperin and Jackl bought the Duluth property, Park State bank merged with American Bank of the North and The Lake Bank, as reported by the Mesabi Tribune.

David Saber, Park State Bank Chairman and CEO, told the Masabi Tribune: While our name may be changing in some communities, our commitment to our customers, communities and employees will never waiver.

We’re still the same local community bank our customers know and trust, now with an expanded footprint, a stronger team and an excellent line of services. 


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