The former chief executive of the Captain Tom Foundation has said he was gobsmacked by what he discovered at the charity.
Jack Gilbert has told of what he believed the be questionable practices within the foundation and said Captain Toms daughter was motivated by a level of self-interest.
It comes as the Charity Commission concluded that Hannah and Colin Ingram-Moore benefited significantly through their association with the high-profile charity and were guilty of repeated misconduct.
This included pocketing an advance from the lockdown heros £1.5million book deal and giving none to charity.
Captain Tom rose to fame during the pandemic, raising millions for NHS charities by walking laps of his garden in lockdown before he died in February 2021 aged 100.
After his death, the charity watchdog opened an inquiry into the Captain Tom Foundation.
Mr Gilbert took over as chief executive from Mrs Ingram-Moore and ran the charity for five months until the watchdog investigation into the charity caused it to become inactive.
Speaking in his first interview, he told the BBC: When I came in, I must admit, I was gobsmacked. I was shocked at the number of systems that just did not accord with best practice.
Former chief executive of the Captain Tom Foundation Jack Gilbert has told of what he believed the be questionable practices within the charity
Hannah Ingram-Moore pictured with her late father Captain Tom Moore in the garden of his home near Milton Keynes in April 2020
One of my first exercises was, of course, to get trusted charity status for the foundation, which meant going through a whole range of different hurdles.
And the fact was that although we had done many of them, there were lots of key practices that simply were not in place.
He revealed that while setting up management accounts, which were not completed before he arrived at the charity, he noticed an invoice to Virgin Media that has been cancelled.
The Charity Commission found Mrs Ingram-Moores claim was paid £18,000 for her appearance at an Virgin Media O2 Captain Tom Foundation Connector Awards.
She claimed the appearance was made in a personal capacity but the watchdog disagreed and the report stated the money should have gone to the foundation.
Mr Gilbert said that this was very unusual and added it was deeply unethical for a charity chief executive to personally benefit at the expense of charity activities.
After becoming suspicious, he said he reported the payment to the board and other indiscretions he found in the accounts to the chair and subsequently the board.
He added that the foundations was a lost oppurtunity as the idea behind the charity was to address ageism and create connections between older people who are isolated in the wider community.
Ms Ingram-Moore and her husband Colin (pictured together) were found to have benefited significantly through their association with the high-profile charity
Among those criticising them today was former Met detective Mick Neville, who said their behaviour strikes me as greedy and wicked.
Meanwhile, former Liberal Democrat MP Norman Baker told MailOnline: Captain Tom won the hearts of the nation with his selfless activity at his age, and generated much admiration.
For his family to now be accused of misappropriating funds is not only tacky in the extreme but a betrayal of everything Captain Tom stood for.
David Holdsworth, Chief Executive of the Charity Commission, said the public will be rightly feeling misled and criticised the Ingram-Moores for consistent blurring of the lines between the private benefits of the family and the interest of the charity.
I think everyone got behind Captain Tom and I think we all remember during the pandemic the smile he brought to all our faces - it reminded us of what service to others can actually achieve, he told BBC Breakfast.
The Commission confirmed it had not referred the contents of its report to the police or Crown Prosecution Service as we have not found evidence of criminal activity.
Bedfordshire Police today confirmed to MailOnline that they were not investigating the issue.
But Lord Foulkes of Cumnock, who sat on the House of Lords Select Committee on Charities to scrutinise the Commissions activities, told the Mail: Its entirely right that there should be an investigation because it appears that money that was given in good faith may have been misappropriated.
Mrs Ingram-Moore made disingenuous statements about the six-figure sum she initially demanded to become chief executive of the Captain Tom Foundation (CTF).
There was also a misleading suggestion that proceeds from a £1.5million book deal would be made to the foundation, including from Captain Toms autobiography Tomorrow Will Be A Good Day.
The report revealed the grasping couple had twice been invited to rectify matters [over the book deals] by making a donation to the charity in line with their original intentions as understood by those involved but had declined to do so.
Mrs Ingram-Moores claim that she was paid £18,000 for her appearance at an awards ceremony in a personal capacity was also criticised, with the report stating the money should have gone to the foundation.
Confusion over intellectual property rights for branded goods, such as bottles of gin, led to possible financial losses for the charity.
The couple were also censured for citing the foundations name in a planning application for a spa pool block at their home in Marston Moretaine, Bedfordshire, that has since had to be demolished.
The hard-hitting 30-page report concluded Mr and Mrs Ingram-Moores failings amount to misconduct and/or mismanagement.
The Commission had already banned Mrs Ingram-Moore, 54, from being a trustee or holding senior management roles in any charity in England and Wales for ten years, while her 67-year-old husband was struck off for eight years.
The CTF was incorporated in May 2020 to raise funds for the values held dear to [Mrs Ingram-Moores] father, including loneliness and mental health.
Donations and other funds received were separate from the £38.9 million raised by Captain Toms circuits of the family garden leading up to his 100th birthday and which benefited NHS Charities Together.
Today, neighbours of the Ingram-Moores shared their upset about what had taken place.
Small business owner Sam Barnes said, referencing Captain Toms charity fundraising during the Covid-19 pandemic, that it was nice when it happened.
When it was all going on it was nice for the village, said the 34-year-old, who lives near to the Ingram-Moores in Marston Moretaine, Bedfordshire.
Then we soon realised they were cheating the system somewhere, got greedy early.
But he said he couldnt really care less any more, adding: Theyre not going to go to jail or have to repay it.
Retired security officer Dave Miller, 75, said its just a shame.
Maybe if she gave half of it to charity or something nobody would be hounding her, he said.
The Ingram-Moores became trustees of the foundation in February 2021 - a day after the death of Captain Tom, who was knighted by the late Queen.
Mrs Ingram-Moore resigned from her post weeks later, just before the process to appoint her as CEO began. Her husband remained a trustee until they were disqualified by the Commission in July this year.
Crocodile tears: Mrs Ingram-Moore appearing last year in an interview on Talk TV
The home of Ms Ingram-Moore and her husband (left) next to their unauthorised home spa (right) in their garden, which has been demolished after a planning row
The couple described the inquiry and their bans as trustees as a harrowing and debilitating ordeal.
But a series of PR disasters, including a car crash TV interview with Piers Morgan where Mrs Ingram-Moore denied being offered a six-figure salary to become the foundations CEO but admitted receiving £800,000 in proceeds from the three books her father wrote, tarnished their reputation and that of the foundation.
During a planning inquiry into the familys bid for the luxury spa in the garden of their grade II listed seven-bedroom home, their barrister announced the foundation was to close. The commission cannot order the closure of a foundation.
The couple were subsequently ordered to tear down the spa block and the house was put on the market for £2.25million in April.
Charity Commission chief executive David Holdsworth said the report had uncovered repeated failures of governance and integrity and the foundation had not lived up to that legacy of others before self, which is central to charity.
Only 140 of around 900,000 trustees had been disqualified since 2019, he added, showing the serious nature of the issue we found.
The unauthorised spa pool block at Ms Ingram-Moores home in Bedfordshire before and after its demolition
The public, and the law, rightly expect those involved in charities to make an unambiguous distinction between their personal interests and those of the charity and the beneficiaries they are there to serve, Mr Holdsworth said.
This did not happen in the case of the Captain Tom Foundation. We found repeated instances of a blurring of boundaries between private and charitable interests, with Mr and Mrs Ingram-Moore receiving significant personal benefit.
Together, the failings amount to misconduct and / or mismanagement.
But the Ingram-Moores said they felt unfairly and unjustly treated and accused the commission of selective storytelling.
In a statement, they said: A credible regulatory body would provide the full truth, rather than misrepresenting, and conflating facts and timelines that align with a predetermined agenda.
True accountability demands transparency, not selective storytelling.
They said the inquiry had taken a serious toll on our familys mental and physical health, unfairly tarnishing our name and affecting our ability to carry on Captain Sir Toms legacy.
A spokesman for the Captain Tom Foundation said: The Captain Tom Foundation is pleased with the Charity Commissions unequivocal findings regarding the Ingram-Moores misconduct.
We join the Charity Commission in imploring the Ingram-Moores to rectify matters by returning the funds due to the Foundation, so that they can be donated to well-deserving charities as intended by the late Captain Sir Tom Moore.
We hope they do so immediately and without the need for further action.